Your children are grown with children of their own. You have worked hard and planned hard for this special time of retirement. The decisions you have made in the past about your financial future have worked out well for you. Today, you can step back and evaluate what products you need to ensure your retirement is the best time of your life.
 

Banking Products

Checking and NOW Accounts
The right checking product for you depends on your needs and objectives. We offer a wide variety of checking and NOW accounts including Pinnacle Checking which combines the features of checking and the earnings of a money market account with valued-added benefits. To determine the best product for you, review our checking options. If you prefer, you can speak with a Banking Representative at any of our branches or call our Customer Connections.

Overdraft Protection
You can associate your savings account or money market account with your checking account to protect yourself from overdrafts and overdraft fees.

Visa® Check (Debit) Cards
Better than an ATM card, a check card gives you access to thousands of ATMs worldwide and millions of merchants wherever Visa Debit Cards are accepted. 

Anytime^SM Banking
With our Connect24 ^SM Online Banking, Bill Pay and Telephone Banking services, you can access your accounts directly from your personal comput­er or telephone 24 hours a day, 7 days a week.

Home Equity Lines of Credit
We have competitively priced Home Equity Lines of Credit. This type of loan is an ideal way to purchase that vacation home, recreational vehicle or boat. You can conveniently apply online.

Reverse Mortgages
Our reverse mortgage is a special type of home equity loan. Homeowners 62 years of age or older can unlock the equity in their home and receive a tax-free source of cash. With a reverse mortgage you don’t make monthly payments, you receive them. Ask to speak with our Reverse Mortgage Specialist for details and information. 

Auto Loans
When you have decided which car is right for you, we can help you determine the best financing plan for your budget. You can even apply online. By establishing automatic loan payments from your checking account, you don’t need to worry about mailing a payment.

Credit Cards
We offer a variety of credit card programs. You can apply for a Platinum Edition® or Gold Edition® Visa Card and receive all the prestige and exclusive benefits you deserve in a card.

Insurance and Retirement Products*

Auto Insurance
Our Insurance Specialists will work with you to determine all of your coverage options and to create a budget payment plan for you. With the Electronic Funds Transfer Option (EFT), your checking account is automatically debited for your payments when they come due.

Homeowners Insurance
We have the right property and casualty insurance for you. With the variety of national companies that we represent we can tailor your policy to your specific needs. The Electronic Funds Transfer Option (EFT) is usually available for most Homeowners Insurance premiums.

Supplemental Medicare Insurance
Medicare won’t cover all the medical expenses you may encounter as you get older. Supplemental Medicare Insurance policies can be tailored to cover deductibles, extended hospital and skilled nursing co-pays.

Long-Term Care Insurance
When you evaluate all your needs as you start your retirement, consider that long-term care may be something you will face. Long-Term Care Insurance is designed to provide payments under a variety of care conditions among them nursing homes, adult day care, hospice care, home health services and others.

Retirement Plans
If you are anticipating a payout from your qualified pension or 401(k) plan, the Financial Advisors at Fairfield County Financial Services can offer access to a variety of products for this specific purpose. 

Securities offered through INFINEX INVESTMENTS, INC.,
Member FINRA/SIPC. Infinex and the Bank are not affiliated.

* Insurance and Investment Products:

• Not insured by the FDIC
• Not a deposit or other form of obligation of the Bank
• Not insured by any federal government agency
• Not guaranteed by the Bank
• Subject to investment risk; may go down in value

Top of Page