|
Solutions |
Benefits to you and
your firm |
Advantages |
|
Commercial Mortgages |
- Purchase, improve or refinance
commercial
real estate for owner-occupied real estate.
- Expedited processing
- Flexible financing
|
We pay up to $2,500 on closing costs:
- $500 credit on closing costs for
loans up to $199,999
- $1,000 credit on closing
costs for loans $200,000 to $499,999
- $1,500 credit on closing
costs for loans $500,000 to $999,999
- $2,500 credit on closing costs
for loans $1 mil and greater
(Credits will be deposited to your FCB/RB commercial checking
account)
- Receive Letter of Intent on loan
applications within 48 hours or less
|
|
Leasehold Improvements and Capital
Expenditures |
- Rapidly and cost-effectively
improve your
practice's working environment
|
- 100% financing up to $500,000
|
Business Lines of Credit
Meets working capital needs from $100,000-$1,000,000 |
- Funds available for short-term
needs
- Access funds by calling your
Professional
Business Banker
|
- Prime based interest rate for
life of loan with 1 point fee (where prime is less than 6%, 6%
will be the floor for the loan interest rate)
|
|
Business Term Loans |
- Finance equipment or consolidate
debt
- Flexible terms customized to
your situation
|
- Receive a Prime-based interest
rate and no prepayment penalty
|
Small Business Lines of Credit
Meets working capital need
up to $100,000 |
Obtain working capital for your
practice:
- Borrow up to $100,000
- 48-hour (or less) approval
process
- Immediate access to funds upon
approval
|
- Receive a prime based interest
rate, no points
|
|
Standby Letters of Credit |
- Customized Letter of Credit
- Meet contractual obligations
- Minimize Risk
- Expedite business transactions
|
- No cash collateral for loan
amounts of
$250,000 and under
|
|
Residential Mortgages and Home Equity Loans |
- Buy a new home or leverage your
home equity
in your current home more cost-effectively
|
- $350 credit on Residential
Mortgage closing costs
(Credits will be deposited to your FCB/RB checking account)
- Closing costs waived on HELOCs
up to $1 mil
|
