Press Release

Richard C. Decker Earns Certified Retirement
Financial Advisor™ Designation

January 30, 2006 - Richard C. Decker, CIMA®, a Financial Advisor with Fairfield County Financial Services and Infinex Investments, Inc., Member NASD/SIPC, has been awarded the Certified Retirement Financial Advisor™ Designation. The Society of Certified Retirement Financial Advisors trains financial advisors to be specialists in managing and providing advice on the financial issues specific to retirees such as:

--reduction or elimination of tax on social security income
--portfolio construction to assure a consistent retirement income
--review and implementation of adequate insurance including home, car, life and health
--proper asset harvesting to provide the maximum after-tax income to retirees
--establishing proper beneficiary designations on retirement accounts
--review of estate plan to assure orderly management for the family in event of illness, disability or death

After comprehensive classroom training, CRFA™ graduates must pass a 4-hour exam proving their proficiency in the above topics and obtain 15 continuing education credits annually in retiree-specific financial issues.  Many financial advisors who complete the program are experienced advisors and some already hold credentials such as CIMA® and CFP®.  Financial advisors complete the program in order to provide top quality advice to people getting ready for retirement as well as those already retired. 

Mr. Decker is located at Ridgefield Bank at 150 Danbury Road and can be reached at (203) 431-7533.