Press Release

Travelers Appoints Carnall Insurance, Inc. for Elite Agency Program

August 28, 2006 - Carnall Insurance, Inc. has been named an Elite Agency with Travelers Personal Lines.  The Travelers Elite Agency program is designed to recognize agencies that consistently outperform competitors by providing the highest level of customer service, a broad range of insurance products, and a mutual commitment with Travelers to help consumers find the right insurance at the right price for their individual situation.

“Travelers is pleased to recognize Carnall Insurance, Inc. as being among the top five percent of Travelers’ appointed agents in the country,” said Clyde H. Fitch, President of Travelers Agency Operations.  “As one of our valued Elite Agents, Carnall has demonstrated a commitment to professionally meeting the needs of their customers and serving as a business leader in their community.”

Travelers is a business of The St. Paul Travelers Companies, Inc. (NYSE: STA), a leading property casualty insurer selling primarily through independent agents and brokers.

Carnall Insurance, Inc. is a wholly-owned subsidiary of Fairfield County Bank Corp. serving clients throughout Fairfield County and has offices at 401 Main Street in Ridgefield and 67 Wall Street in Norwalk.  A full-service insurance agency, Carnall offers a complete range of insurance products including personal, business, life and health.