We offer additional business services to make your banking easier and more convenient. 

Connect24 Business Link
This comprehensive online cash management solution offers 24-hour access to your company’s accounts without requiring special software. Find out how you can view account balances and transactions, transfer funds, and originate Automated Clearing House (ACH) payments (such as direct deposit of payroll and consumer credits and debits). 

Connect24 Online Banking
Access your business accounts right from your personal computer, 24-hours
a day, 7 days a week.  View account statements, transfer funds and sort transaction history in a variety of ways. To learn more, click here. 

Connect24 Bill Pay
Our Bill Pay service enables you to pay virtually anyone, anytime electronically leaving you more time to spend on revenue-producing tasks. 
A simple point and click allows you to safely and securely make a payment. Receive, view and pay electronic bills (e-bills) to certain payees and export payment detail into money management software.  To find out more, click here.

Connect24 Telephone Banking
For 24-hour access to your accounts, call our Connect24 Telephone Banking service at 203-431-1986 or 1-800-416-5866. Connect24 Telephone Banking gives you fast and convenient access to up-to-date account information and a variety of banking transactions.

Small Business ATM Card
With an ATM Card issued by Fairfield County Bank and Ridgefield Bank, a division of Fairfield County Bank, you have the ability to make deposits day or night at any of our ATMs.

Sweep Account*
Earn interest on excess funds in your Business Checking Account by having
a pre-determined target balance automatically transferred at the end of each business day to an overnight investment account.

Lockbox Service
If your business receives a large volume of remittance or payments through the mail for deposit each day, then our Lockbox service can accelerate the collection of your daily receivables and deposit processing.  Rather than having payments mailed to your business, your customers send their payments directly to a Post Office Box where they are collected daily, processed and deposited to your checking account according to your instructions.  Our Lockbox service simplifies remittance processing, improves funds availability and provides your business with timely, accurate accounts receivable information through flexible, customized reports. 

Payroll Services
Our "Automated Payroll" simplifies the complex job of running a business payroll. Our system produces accurate tax and payroll reports, automatically generates employee salary checks and makes quarterly payments to appropriate government sources.

Automatic Deposit for Employees
Employees have the option of having all or a portion of their regular payroll automatically deposited to a personal account each pay period.

Merchant Deposits
Our Merchant Deposits Program is a convenient way to collect payments from Visa, MasterCard, American Express and other credit card sales.

Treasury and Loan Payments
Make your tax payments from your business checking account at Fairfield County Bank or Ridgefield Bank, a division of Fairfield County Bank, via the Electronic Federal Tax Payment System (EFTPS) debit or credit service.

Electronic Wire Transfers
Wire transfers are a safe, speedy and accurate way to send or receive large sums of money.

Foreign Check Collections
Our expertise with foreign check collection can accelerate this task. We can convert your foreign checks into U.S. dollars.

Night Drop Services
Conveniently located Night Drop boxes allow you to enjoy the safety and security of depositing cash and negotiable items into a locked vault 24-hours
a day. 

Benefit Banking
Add value to your employee benefits with our Benefit Banking program.  It offers valued-added benefits that can save your employees time and money including discounted services and the opportunity to take advantage of free investment* and insurance* assessments.  Benefit Banking can help you attract and retain quality employees.  Click here to learn more.

Securities offered through INFINEX INVESTMENTS, INC., Member FINRA/SIPC. Infinex and the Bank are not affiliated.

*Investment and Insurance Products:

• Not insured by the FDIC
• Not a deposit or other form of obligation of the Bank
• Not insured by any federal government agency
• Not guaranteed by the Bank
• Subject to investment risk; may go down in value

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