You have achieved an independent lifestyle. With independence comes the need to recast your financial future with new plans and new products designed for your time of life. The right product decisions today will help you create a secure and rewarding financial future.
 

Banking Products

Checking and NOW Accounts
The right checking product for you depends on your needs and objectives. We offer a wide variety of checking and NOW accounts including Pinnacle Checking which combines the features of checking and the earnings of a money market account with valued-added benefits.  To determine the best product for you, review our checking options. If you prefer, you can speak with a Banking Representative at any of our branches or call our Customer Connections.

Visa® Check (Debit) Cards
Better than an ATM card, a check card gives you access to thousands of ATMs worldwide and millions of merchants wherever Visa Debit Cards are accepted. 

Anytime^SM Banking
With our Connect24 Online Banking, Bill Pay and Telephone Banking services, you can access your accounts directly from your personal comput­er or telephone 24 hours a day, 7 days a week. 

Home Mortgage Loans
We offer a variety of mortgage products and plans designed to meet your requirements for term and interest rate. If you are about to begin looking for a new home to accommodate a change in your lifestyle, ask us about our pre-approval program. You can even apply online for a mortgage.

Home Equity Lines of Credit
We have competitively priced Home Equity Lines of Credit that can help you with those remodeling projects to make your current home or new home exactly the way you want it to be. Apply for a Home Equity Line of Credit at the same time as your first mortgage and save on closing costs.

Auto Loans
When you have decided which car is right for you, we can help you determine the best financing plan for your budget. You can even apply online. By establishing automatic loan payments from your checking account, you don’t need to worry about mailing a payment.

Credit Cards
We offer a variety of credit card programs. You can apply for a Platinum Edition® or Gold Edition® Visa Card and receive all the prestige and exclusive benefits you deserve in a card.

Systematic Savings
To get you started on your way to a sound financial future you can sign up for systematic savings. When you do this, we automatically transfer funds from your checking to a money market account.

Insurance and Retirement Products*

Auto Insurance
Our Insurance Specialists will work with you to determine all of your coverage options and to create a budget payment plan for you. With the Electronic Funds Transfer Option (EFT), your checking account is automatically debited for your payments when they come due.

Homeowners Insurance
We have the right property and casualty insurance for you. With the variety of national companies that we represent we can tailor your policy to your specific needs. The Electronic Funds Transfer Option (EFT) is also available for most Homeowners Insurance premiums.

Term Life Insurance
You will be surprised at how little it costs to lock in a guaranteed annual premium on a term life product.  Our Insurance Specialists will review your options with you and even provide you with a comparison on permanent life insurance alternatives.

Health Insurance
We will work to find the right individual health insurance policy for you, whether it is permanent or for a given period until you are covered by an employer’s policy.

Disability Insurance
Disability Insurance can provide you with a financial safety net in cases of long-term disability.  It can pay you monthly benefits if you are unable to work for an extended period due to illness or injury.

Permanent Insurance
This type of policy is designed for you to keep over a long period of time. Most have a cash value or cash surrender value feature. The maturity of Permanent Life policies can be scheduled to meet anticipated financial needs such as college tuition.

Long-Term Care Insurance
While contemplating extended care for yourself may seem premature, you may need to consider the cost of caring for your parents. Long-Term Care Insurance is designed to provide payments under a variety of care conditions among them nursing homes, adult day care, hospice care, home health services and others.

Retirement Plans
Fairfield County Financial Services offers access to a variety of retirement plans and products through INFINEX INVESTMENTS, INC.
 

Securities offered through INFINEX INVESTMENTS, INC.,
Member FINRA/SIPC.  Infinex and the Bank are not affiliated.

* Insurance and Investment Products:

• Not insured by the FDIC
• Not a deposit or other form of obligation of the Bank
• Not insured by any federal government agency
• Not guaranteed by the Bank
• Subject to investment risk; may go down in value

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